"Need to Accept Credit Cards?" CLICK HERE to Accept Credit Cards
| Things to look out for at web sites that offer to help you accept credit cards are: If you need to maintain a U.S. presence - full U.S. incorporation, U.S. server, U.S. offices, U.S. bank account - or not. As the US is the leader in credit card usage, there are many more merchant account providers there. Unfortunately, most cater only to US merchants. However, all is not lost. TigerTom.Com can provide an international merchant account. Many providers ask for a deposit, and an application fee. Also watch out for monthly minimums, discounts etc. Try to get your software or hardware separately. You can sort all that out later, for less money. There are plenty of good third party processors out there. |
- Most countries accepted;
- 100% money back acceptance guarantee;
- All currencies;
- No hidden fees;
- Inexpensive;
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A merchant account is a specific commercial facility; you get the ability to take accept credit cards.
If you have a merchant account you can take credit card from anyone in any country, but you must be authorised for 'card not present' transactions, if you are taking them over the phone or the internet.
If you are taking credit card details over the internet, specify that you want an 'internet merchant account'. |
Here is where you get my experiences in finding out how to accept credit cards.
Many of these companies that set you up to accept credit cards oline or offline will want a fee up front, and monthly payments.
Things to avoid, if you can: a) Expensive credit-card processing software rental or hire-purchase. b) Monthly fees. c) High discounts (the % of your sales they keep). d) Fat fees up front (anything over $500 is a joke). e) Salesmen calling you up with a spiel. Second Option:
A regular merchant account with a high street bank. These are not impossible to get. You can increase your chances of getting to accept credit cards online or offline by already having a 'real world', solvent business of a few years' standing, with a good credit record, no bankruptcies, no court judgements etc. And a good personal banking history, naturally.
An e-book on how to accept credit cards online or offline. It's not one of these tacky reseller deals either. You accept credit cards online or offline. You own the secure order form and web-site. You set up your own affiliate program. You can mix and match options to suit yourself. This is an original report. |
