Welcome

TTCreditCards.Co.UK offers free advice and software about getting and using credit cards in the UK. A credit card can be a useful financial tool or a gateway to an usurious nightmare.

As a consumer, you need to be aware of the benefits and the pitfalls. In our site, we hope to show you most of these. The UK now laregely follows the US model of lending; lightly regulated, few limits, credit-for-all regardless of circumstances. This fails to take into account that credit-cards are basically loans with high interest rates. They should not be used to pay household bills or other essential, everyday purchases. They can lead the vulnerable and the unwary into a debt spiral which is very difficult to get out of.

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